Gina McNaughton's Page

by Vincent A. Gorski

SUMMARY: In Dumont v. Ford Motor Credit Company, the Ninth Circuit Court of Appeals held that BAPCPA supersedes the court's pre-BAPCA opinion that permitted debtors to retain collateral without reaffirming or redeeming the debt so long as payments were continued and timely ("pay and retain"). The Court's Dumont holding finds that the Bankruptcy Code does not protect the collateral if the debtor fails to actually redeem, reaffirm, or assume the credit
obligation. Filing a st… Continue

Final Debt Collection Roundtable on Dec 4, 2009 @ FTC Conference Center, DC
"The FTC is preparing to hold the third in a series of three Roundtable Discussions on Protecting Consumers in Debt Collection Litigation and Arbitration. Previous Roundtables were held in Chicago and San Francisco. These events examine consumer protection issues in debt collection proceedings against consumers. The events are free and open to the public, and there is no preregistration. In primary part, the Washington,… Continue

Eight federal regulatory agencies today released a final model privacy notice form that will make it easier for consumers to understand how financial institutions collect and share information about consumers. Under the Gramm-Leach-Bliley Act (GLB Act), institutions must notify consumers of their information-sharing practices and inform consumers of their right to opt out of certain sharing practices. The model form issued today can be used by financial institutions to comply with these requirem… Continue

http://bit.ly/1FWhFG

A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information.

Bill text Introduced 7/22/09:
http://www.opencongress.org/bill/111-s1490/text

Update: 11/5/09

S. 1490, Personal Data Privacy and Security Act of 20… Continue